FIFA 22: Best Possible 500K FUT Teams For Every League

If you've got about 500K coins just lying around in your FIFA 22 FUT account right now, we want to offer a helping hand by presenting you one squad for each of Europe's top 5 leagues.

500 K Team Header
These are the best FUT 22 teams under 500K coins! | © EA Sports / EarlyGame

Building teams in FIFA is always a difficult task – every week, events add more and more new cards to the game, there's never enough coins to spend, or you are just not creative enough. At least the market crash in FIFA 22 makes it easier than ever to build your Ultimate Team.

For this reason, we want to offer you some help with this article: Here are the best teams for under 500K coins. Of course, in our selection, we have included squads from the top 5 leagues in Europe. Just for you.

Best Bundesliga 500K Coins FUT Team

Bundesliga is actually a good way to get started with FUT in every FIFA. Most of the players have decent stats, but are comparatively cheap on the market. This is the best possible Bundesliga squad for under 500K coins:

  • Manuel Neuer (50,000 coins)
  • Jeremie Frimpong Future Stars (9,700 coins – SBC)
  • Edmond Tapsoba RTTK (22,000 coins)
  • Dayot Upamecano IF (37,000 coins)
  • Alphonso Davies (2,500 coins)
  • Joshua Kimmich Headliners (155,000 coins)
  • Djibril Sow Winter Wildcards (82,000 coins)
  • Leon Goretzka (27,000 coins)
  • Dodi Lukebakio Winter Wildcards (22,000 coins)
  • Leroy Sané TOTGS (83,000 coins)
  • Breel Embolo Winter Wildcards (16,000 coins)

You can buy all of the above players for a total of about 494K coins. As a formation, we found a defensive 4-3-3 to be the most suitable – this way, the defense is tight, and you can still be dangerous with counter attacks. Here, you can see what the lineup could look like in-game:

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Could this squad win Bundesliga? | © Futbin

The midfield is simply amazing in this team. You'd expect this to be the case from Kimmich and Goretzka, but Djibril Sow is the real deal here. His Winter Wildcards version is damn OP and won't make you broke. In our opinion, he's a must-buy! In the offense, you're relying on lots and lots of speed – all three players are comfortably above 90 pace.

Best Serie A 500K Coins FUT Team

Serie A has been in the gutter the past few years, but with the dominance of Juventus/Piemonte Calcio ending, the league is almost as exciting as it has been. In FIFA 22, though, you can build interesting squads for every price range. For under 500K coins, we have chosen these players:


  • Wojciech Szczesny (27,500 coins)
  • Joakim Mæhle RTTK (21,000 coins)
  • Kalidou Koulibaly IF (42,000 coins)
  • Roger Ibañez Da Silva Future Stars (37,000 coins)
  • Theo Hernández (10,000 coins)
  • Denis Zakaria (31,000 coins)
  • Federico Chiesa TOTGS (85,000 coins)
  • Lorenzo Insigne TOTY HM (43,000 coins)
  • Nicolo Barella IF (52,000 coins)
  • Duvan Zapata Headliners (15,000 coins)
  • Antonio Di Natale FUT Hero (135,000 coins)

You'll have to spend approx. 495K coins to get your hands on these eleven players. Our focus here is mainly on offense, but the defenders also have enough pace under their boots to outrun many opponents. This is what the squad could look like in-game:

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Imo, all players are heroes, not only Di Natale. | © Futbin

It's kind of weird that it doesn't take much to afford Antonio Di Natale in FIFA 22 – you can even include him in a team under 500K coins without running into any problems. After the latest market crash, the FUT Hero has dropped significantly to just about 135K coins. Nevertheless, he is, together with Federico Chiesa, by far the most expensive player on the pitch. You can save money on the goalkeeper once again, Wojciech Szczesny is decent enough.

Best Ligue 1 500K Coins FUT Team

Ligue 1 is actually divided in two – there is Paris Saint-Germain and there is the rest. That's how it is in real life, and that's also how it is in FIFA 22. Since a complete PSG team is quite boring as well as extremely expensive, we decided to use this starting eleven instead:

  • Anthony Lopes Rulebreakers (22,000 coins)
  • Presnel Kimpembe (7,000 coins)
  • Nicolas Cozza Winter Wildcards (101,000 coins)
  • Jason Denayer (2,300 coins)
  • Seko Fofana IF (32,500 coins)
  • Téji Savanier Headliners (70,000 coins)
  • Krépin Diatta RTTK (31,000 coins)
  • Jonathan Bamba Rulebreakers (36,500 coins)
  • Houssem Aouar Winter Wildcards (128,000 coins – SBC)
  • Jonathan David TOTY HM (35,000 coins)
  • Gaëtan Laborde Headliners (37,500 coins)

With this team, you have to spend about 495K coins on the current transfer market. If you leave Paris Saint-Germain aside, there are still a lot of talented footballers in the French league with good stats who are also really cheap. Here is the lineup:

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Presnel Kimpembe clearly is the player to look out for. | © Futbin

Presnel Kimpembe is a must-have in any Ligue 1 team, you might as well have 50 million coins at your disposal – it just doesn't matter. He is by far the most annoying player in FIFA 22 Ultimate Team. But even with the rest of the French team, you won't have to concede right away – sorry, lol. Even though Ligue 1 is a bit of a Farmer's League in real life, EA has given many players amazing upgrades throughout the year.


Best Premier League 500K Coins FUT Team

You always have to pay more for Premier League players than in all the other European leagues – this is also true for FIFA 22. Nevertheless, you can put together a more than decent team for this pricey category. Here are our players:

  • Hugo Lloris (27,000 coins)
  • Joe Gomez (1,900 coins)
  • Raphaël Varane (25,000 coins)
  • Andreas Christensen TOTGS (59,000 coins)
  • Frank Onyeka Rulebreakers (24,000 coins)
  • Paul Pogba (27,000 coins)
  • Oghenekaro Etebo Winter Wildcards (79,000 coins)
  • Raheem Sterling IF (100,000 coins)
  • Sadio Mane (44,000 coins)
  • Ollie Watkins Headliners (59,000 coins)
  • Patson Daka Winter Wildcards (48,500 coins)

For these eleven players, you have to spend about 489K coins at their current market values. It's actually quite difficult to build a decent Premier League squad in this price category, but with our tips and tricks, your squad looks pretty good. In-game you should set up your team like this:

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Premier League tax... sucks. | © Futbin

Building Premier League teams with a limited budget is always a bit more difficult, which is why we included 5 Gold Rares in this team – but don't judge them by their looks. All of them fit the FIFA 22 meta perfectly and are anything but a weak point. Don't underestimate Etebo and Daka either, the Winter Wildcards Promo just gave us so many awesome cards!

Best LaLiga Santander 500K Coins FUT Team

Let's be honest, the glory days of LaLiga Santander are long gone – Ronaldo gone, Messi gone, Barcelona in pure shambles... should you avoid the league in FIFA 22 entirely because of that? No! Spain still has to offer a number of really strong players. Here is our FUT lineup in FIFA 22:

  • Thibaut Courtois (45,000 coins)
  • Jesus Navas RTTK (60,000 coins)
  • David Alaba TOTY HM (45,000 coins)
  • Diego Carlos Signature Signings (36,000 coins)
  • Juan Miranda González Future Stars (20,000 coins)
  • Matheus Cunha Future Stars (175,000 coins)
  • Thomas Delaney OTW (25,000 coins)
  • Ángel Correa Versus Fire (45,000 coins)
  • Ousmane Dembélé (3,600 coins)
  • Yannick Carrasco Headliners (47,000 coins)
  • Alexander Isak RTTK (28,000 coins)

For this starting lineup, you will have to spend a total of about 499K coins. Don't worry though, your new LaLiga Santander squad under 500K coins is fantastic and worth every penny. We have chosen 4-2-3-1 as our formation in Ultimate Team, so this is what it looks in-game:

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A bit more defensive than the other squads. | © Futbin

For once, the highlight of this team is actually the defense. David Alaba and Diego Carlos are defensive beasts, and it's almost like you get them for free on the transfer market. Doesn't get much better than this, guys. The two wing-backs also fit well into the FIFA 22 meta – you should know what we're talking about, they're fast as frick boy.

With these 5 teams, you will easily be able to compete with other opponents in Division Rivals or in the Weekend League. Obviously, these aren't budget squads anymore, but you can still improve them significantly in some positions. In order to build the best teams in FIFA 22 Ultimate Team, you obviously need the best players – you can find the Créme de la Créme right here.